BYNIQO is an AI-driven banking concept that unifies every connected account into a single source of truth, turning raw data into clear, personalized guidance for a younger generation of users (18–30).

At its core is BYNIQO Nico, an AI assistant built into every screen — ask it anything, and it delivers real-time projections drawn from your full financial history. Beyond viewing accounts, BYNIQO also functions as a full digital bank, letting users open new accounts in the same place.

For this project, I designed a complete brand identity, an app prototype, and a companion website mockup.